Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

Fed rate cuts have helped substantially reduce HELOC costs. Here's what a $50,000 HELOC can cost monthly right now.

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

Non-QM lender Deephaven Mortgage has launched its Equity Advantage HELOC product to provide wholesale and correspondent ...

A Fed rate cut this week could be good for home equity borrowers. Here's what happened after the last two rate cuts.

That’s exactly the spot Josh from Seattle said he was in when he called The Ramsey Show (1). Josh’s plan was to convert the ...

When a homeowner bought their new home in December 2023, they thought the hard part was over. Weeks later, they learned that ...

Deephaven Mortgage introduces a HELOC with flexible qualification for self-employed borrowers, tapping into a growing ...

HELOCs might seem like an easy way to turn rising home equity into cash, especially when you’re struggling to make more than ...

What could the Fed’s rate cut mean for the future of home equity loans and HELOCs? “Cutting rates removes some restriction on ...

As home equity reaches record highs in the U.S., has begun accepting applications for new HELOCs) after pausing the product in 2020. Many lenders stopped offering home equity products during the ...