To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

In the consumer credit industry, assessment of default risk is critically important for the financial health of both the lender and the borrower. Methods for predicting risk for an applicant using ...

In the past few years, there have been several developments in the field of modeling the credit risk in banks’ commercial loan portfolios. Credit risk is essentially the possibility that a bank’s loan ...

Download PDF More Formats on IMF eLibrary Order a Print Copy Create Citation The technical assistance (TA) missions to the Turks and Caicos Islands (TCI) aimed to enhance the Financial Services ...

Modern credit risk management now leans significantly on predictive modelling, moving far beyond traditional approaches. As lending practices grow increasingly intricate, companies that adopt advanced ...

MSCI and Moody’s Corporation have partnered to launch an offering that assesses risks for private credit investments. The solution integrates MSCI private capital data with Moody’s EDF-X credit risk ...

PARSIPPANY, N.J.--(BUSINESS WIRE)--Only 18 percent of fintechs and financial services organizations believe their credit risk models are accurate at least 75 percent of the time. The finding is ...

Kamakura’s approach to credit risk centres around innovative data analysis. This, and the wealth of data at its disposal, offers more accurate default probability reports and fiscal predictions ...

DETROIT -- In an effort to make more accurate underwriting decisions, Ford Motor Credit Co. is ramping up its consumer credit-risk model to include additional data that would give the lender a better ...