The answers vary by individual, of course, but they have led to the creation of a one-size-fits-all solution known as the 4% ...

Should defined-contribution plans offer exposure to private equity? Some investment advisors are now adding the asset class to the target-date strategies offered in their defined-contribution ...

Cheers if you already have the best retirement plan for your business. If not check out the tax benefits of a cash balance pension plan. As we enter tax season, you may wonder what else you can do to ...

Retirement planning has to change. We're living longer. Social Security is under pressure. Long-term care is costly and getting even more expensive. Think of your retirement savings as not only your ...

When investors are considering their workplace retirement plans in relation to their other accounts, it’s essential that they ask two fundamental questions: How much does it cost, and how good are the ...

You can stress test your retirement plan, just as your doctor can challenge your heart function or a bank can run scenarios that might cause it to fail. A retirement plan is only as good as its ...

These strategies help safeguard your nest egg and ensure long-term financial success during the five years before retirement ...

PHOENIX — As factors like inflation and taxes continue on, snowbirds seem to be ahead of the curve when it comes to retirement planning. Snowbirds who travel in and out of Arizona for six months at a ...

The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions. The IRS has issued interim guidance for a new ...

As the end of 2024 approaches, it’s again time for plan sponsors to review their plan documents and plan operations to ensure compliance with increasingly complex qualification requirements and moving ...