Explore the intricacies of making annuity withdrawals before 59 ½ - its types and exceptions. Understand the reasons, ...

The go-to rule for retirement spending was created over 30 years ago. Things have changed since then. Here's how you can ...

Since withdrawals from their Roth IRAs are off the table for now, the couple must choose how much to take from the remaining accounts. They decide to withdraw 60% from their 401 (k)s ($24,000) and 40% ...

Bill Bengen updates his Safe Withdrawal Rate to 4.7%. What it means for retirees and how long your portfolio can really last.

Most retirees tap their accounts in the wrong order, draining savings faster and triggering unnecessary taxes. This 5-step ...

A lot of people think saving money for retirement is the hard part. Some actual retirees might tell you that’s the easy part.

Use the Mulligan Rule to undo these seven costly retirement errors. While you can’t go back in time, some retirement choices ...

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...

That said, the 4% rule assumes that your portfolio has a fairly even mix of stocks and bonds. If you're a very conservative ...

Get clarity on the four percent rule and how financial advisors build sustainable withdrawal plans. Learn how to protect your nest egg while still enjoying your retirement years.

The idea behind a financial hierarchy of needs in retirement isn’t about rigid rules—it’s about intentionality. It offers a ...

If you’re working and collecting a steady paycheck, you’re hopefully saving some amount of money for retirement each month. You’ll need retirement savings to supplement your Social Security benefits.