The old "safe" withdrawal rate is either too risky or too conservative. It is time to embrace a strategy that breathes with ...

Consider your retirement age, spending needs, and investment mix when planning your initial withdrawal rate. Also think about ...

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

The 4% rule has been the gold standard for retirement planning since the 1990s. The premise was simple: withdraw 4% of your portfolio in year one of retirement, adjust that dollar amount for inflation ...

Planning for retirement often comes with questions about when and how you can tap into your savings. One such question many people ask is, “Can I withdraw from my 457 while still employed?” Unlike ...

For many retirees, spending more at the beginning of retirement is a top priority. And after spending decades working and saving, retirement can be the perfect time to enjoy the fruits of your labor.

“But what about my RMDs?” That’s the question I’ve heard the most frequently in the context of our research on safe withdrawal rates. For retirees seeking to take a fixed real withdrawal from their ...