That's less than half the going rate for new cards as well as existing ones.

New bipartisan legislation has been introduced to immediately enforce an interest rate cap of 10 percent on credit cards.

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...

While a credit card with an introductory 0 percent APR can help you manage new or existing debt, it can also cause you to ...

You earn one point per dollar on all other purchases. U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to ...

You’ll get a decent flat rate on all your spending, as well as a welcome offer and interest-free window. But there are other card options that feature more lucrative flat rate rewards.

and the credit card offers you’ll qualify for are a reflection of that. This means you’ll be charged higher interest rates than someone who has good or excellent credit. In fact, the typical APR for ...

See our criteria for evaluating banks and credit unions. More than 100 financial ... among those that have consistently had the highest rates for years. The options on this page can bolster ...

Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and ...