WalletHub data shows U.S. cities with the highest credit card debt, with Santa Clarita, Chula Vista and NYC leading the list.

Zero-interest credit cards may be tempting to some individuals who can’t quite make the full payment on their statement in ...

New bipartisan legislation has been introduced to immediately enforce an interest rate cap of 10 percent on credit cards.

Credit card spending in India reached ₹1.84 lakh crore in January 2025. Effective management, education on credit, and ...

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...

You earn one point per dollar on all other purchases. U.S. News rates credit cards by analyzing factors including fees, interest rates and benefits, each weighed against their importance to ...

She is also the founder of Deals We Like where she helps her readers travel on a deal. Chris Nelson is a credit cards writer for TPG. He specializes in budget travel, hotels, earning elite status ...

Closing a credit card might hurt your credit score because removing a portion of your available credit will cause your credit utilization, a key credit scoring factor, to rise. Here's what you ...

In South Africa, the interest rates decisions are taken by the South African Reserve Bank’s Monetary Policy Committee (MPC). The official interest rate is the repo rate. This is the rate at ...

In Japan, interest rates are set by the Bank of Japan's Policy Board in its Monetary Policy Meetings. The BoJ's official interest rate is the discount rate. Monetary Policy Meetings produce a ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and ...

And, when you face gaps or variations in income, credit cards can help you manage cash flow issues. Because military members qualify for special benefits, like greater rewards rates and lower interest ...