For many older Americans, one of the most critical decisions they might make is figuring out when to sign up for Social Security. A lot of people end up with little to no savings toward the end of ...

Social Security claiming is not one-size-fits-all. Learn how couples, cash flow, health, and survivor benefits determine the right filing age for you.

Social Security plays a different role for each generation — here’s how people can factor benefits and future changes into smart retirement planning.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

You may not be able to predict exactly how long you'll live, but it's a good idea to plan for a longer-than-expected life.

Social Security beneficiaries can see a personalized estimate of how much they can expect each month using the SSA’s calculator.

Ostensibly created to help people save for retirement (IRAs, 401ks), health care (HSAs, FSAs) and college (529s), most of those alphabet-soup accounts are tailor-made for tax avoidance. Roth IRAs are ...

Imagine Elena, a retiree in her mid-70s, whose close friend Brenda experienced financial abuse before she died. Brenda’s ...

Raising the retirement will cut benefits across the board.

In some cases, an option like yours, which allows retirees to delay claiming until at least FRA, can be even more advantageous. It not only preserves personal retirement savings but also avoids ...

Social Security's inflation-measuring yardstick continues to come up short for those who rely most on Social Security income.

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