New bipartisan legislation has been introduced to immediately enforce an interest rate cap of 10 percent on credit cards.

That's less than half the going rate for new cards as well as existing ones.

A new AARP survey suggests nearly half (47%) of adults 50 and older who carry credit card debt use their cards to pay for ...

Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There ...

Debt-to-income ratios (DTIs) are one of the main reasons borrowers aren't able to get the best HELOC rate or, in some cases, ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

Like other loans, you must understand how it works, what it offers, and how much it may cost you. This knowledge can then help you decide whether or not it suits your needs ...

Your credit card’s grace period affects the interest you pay but does not change the due date. You’re still required to pay by the due date to avoid late payment penalties. Paying late also causes you ...

It should go without saying that the most important thing you need to do with a credit card is use it responsibly. If you don ...

If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a ...

If you're worried about stock crashes fueled by tariff fears causing a recession, these accounts can help you beat inflation ...

A low credit score is a common reason for the rejection of loan applications or unfavourable terms. A poor score indicates a ...