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This is not a good sign, America. It’s only early 2026, and Vanguard says hardship withdrawals from 401(k)s hit a record high. The part that stands out most is that 36% of hardship withdrawals were used to avoid eviction or foreclosure. That does not mean the housing market is crashing, but it does tell you some households are under serious financial pressure. The good news is this: if someone is struggling with their mortgage payment, they should not wait until things get worse. They should cal
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