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10 days until Christmas, and my heart is overflowing with gratitude. This journey has humbled me, strengthened me, and reminded me that I was never meant to do this alone. Every step forward has been powered by love, encouragement, and a community that believed in me even on the days I struggled to believe in myself. I am deeply thankful, incredibly proud, and filled with hope. We are so close… and together, we’ve made something truly beautiful happen. #debtpayoff #debtfreecommunity #debtfreejou