🚨 Court order ≠ lender approval. You cannot just remove a spouse from a mortgage—even if a judge says so. There are only 3 real options ⬇️ 1️⃣ Sell the home Pros: Clean break, pays off the loan, splits equity, no future ties. Cons: You move, market timing matters, emotional hit. 2️⃣ Loan Assumption (if allowed) Pros: Keep the home, may keep the low rate, lower closing costs. Cons: Not all loans allow it, strict qualification, slow process. 3️⃣ Refinance Pros: Fully removes the ex, can cash out
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🚨 Court order ≠ lender approval. You cannot just remove a spouse from a mortgage—even if a judge says so. There are only 3 real options ⬇️ 1️⃣ Sell the home Pros: Clean break,
Angela Deaton | CDFA® CDLP®(@divorcemoneyprep). original sound - Angela Deaton | CDFA® CDLP®. 🚨 Court order ≠ lender approval. You cannot just remove a spouse from a mortgage—even if a judge says so. There are only 3 real options ⬇️ 1️⃣ Sell the home Pros: Clean break, pays off the loan, splits equity, no future ties. Cons ...
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